![]() Take the best practices from both and combine them, get the best treatments Industry thought leaders, and the question evolved: Why do we have this divideīetween occupational and non-occupational disability?’" Douglas says. To manage workers’ comp and disability costs, and wondered why their health General Motors - that looked at costs, saw that they were doing all they could Had its genesis with three large employers - General Electric, Ameritech, and ![]() To full-time work more quickly when they had integrated disability and health Study showed that short-term disability ended sooner and employees returned Whose benefits were integrated against employees whose benefits were not. Or approach to return to work and applies it across the board, regardless ofīy Philadelphia-based CIGNA employee benefits company examined claims from 60,000Įmployees in 156 companies, and compared return-to-work times for employees ![]() "Integrating your disability management takes a consistent protocol Severity of the injury or illness, but based on the payment mechanism used,"ĭouglas says. ![]() In the amount of medical treatment and time lost from work, not based on the Traditionally, injuries have been treated (with regard to benefitsĪdministration) differently, based on whether they occurred at work or at home. Is a tool by which occupational and nonoccupational disabilities are approachedĬonsistently. Practices across the board, regardless of whether it’s a work-related or nonwork-related ![]() "For the companies that are, the results have been extremelyĮncouraging in terms of reducing medical costs and lost time by applying best Douglas, managing director for Marsh Mercer Inc., a global risk and insurance Into integrated disability management, and there still aren’t as many companiesĭoing it as all of us on the delivery side think there should be," says Janet Most employers are slow to warm up to the idea. Evidence seem to show that integrating disability and health care programs forĪll injuries and illnesses - whether suffered on the job or off - can get employeesīack to work more quickly, prevent absences, and lower total benefit costs, ![]()
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